Convenient and flexible financing options, including no annual fee and no interest.
Consumer Card
Make everyday home improvements with The Home Depot Consumer Credit Card. This card includes:
- No annual fees
- Special promotions offered during the year
- Hassle-free returns within 365 days of purchase‡
For questions about your Consumer Credit Card view Frequently Asked Questions or call 1-800-747-3787.
‡ Refer to homedepot.ca/returns for Terms and Conditions.
Project Loan Card
A project budget to match your dreams. The Project Loan Card includes:
- No annual fees
- Credit available for up to $50,000*; no downpayment required
- 6 months to make all your project purchases
- Pay off your balance in 60 equal monthly payments or in full at any time (no pre-payment penalty)*
- 8.99% APR
- Use it with Home Depot online, in-store and for Home Services
For questions about your Project Loan Card view Frequently Asked Questions or call 1-866-207-3933.
Commercial Credit Cards
Built to power your business
- Access to exclusive Pro Xtra Loyalty Program benefits when you sign up
- No annual fee
- Flexible payment options
- Easy-to-read, SKU level, itemized billing statements
- Online account management and purchase tracking
Commercial Revolving Card
Payment Flexibility:
Depending on your needs, you can choose to pay your balance in full each month or make low minimum monthly payments.
Additional Cards for Employees:
Your employees can have their own cards, which they can use to make purchases on your account.
Commercial Account
Pay in Full Monthly:
Your payment is due in full each month.
Cards for each Authorized Buyer:
Allow authorized users to make purchases while you control employee spending with detailed account information.
Pay by Invoice:
Optimize your cash flow with the flexibility to itemize and pay invoices.
For questions about your Commercial Credit Card view Frequently Asked Questions or call 1-800-668-5336.